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How to stand out in competitive Market

Lauren Swigert

Lauren Swigert

Lauren Swigert offers valuable information about being in a competitive market with low inventory and lots of buyers.

So here is the game plan from Coach Swigert:

Buyers, be prepared: Pre Approval Letter, you are clear on taxes, on credit, on banks, and proof of down payment  funds (let them know you actually purchase this and give them that confidence in you)

Just by being prepared, you can jump on opportunities people unprepared lose that luxury to move, and move fast.

 

Make sure your terms are clean.  Cleaning your side of the street makes a huge difference when multiple offers hit all at once in the decision making process.

But one of the best tipping points, is to make it personable, more relatable in a cover letter which explains on a personal level why this purchase is important for.  Even if the seller isn’t emotionally attached to the property, it will stand out among the other submittals.

 

For the Seller:

Pricing is important, more so than they think, and typically sellers price above the market prices, and this can lead to issues with appraisals.

It always Looking at the market, staying in tune with where its nestling, and not shooting above appraised value.

Its always a plus to remain flexible as seller.

Get an agent who can weed out good offers from not so good offers, this is the part where the agent should do a spreadsheet on the multiple offers to organize and prioritize so sellers can see what offers are asking.

Lauren talks about the Seller Multiple Counter and the Highest invest Counter – two counters to offers so you the seller, can get the best terms.

And as always, always as always, have a back up offer.  If the buyer knows there is a plan B, that will put pressure on them to put their best foot forward and in a timely manner.

Get The Real on Real Estate: Home Staging with guest Linda Selvage

A staged Living Room

A staged Living Room

Join Lauren Swigert with guest Linda Selvage who is a certified home stager. Linda studied at the home staging school, www.stagedhomes.com, and has 11 years of experience in staging homes.

When we sell our homes, there are things we can do to make the home more appealing to potential buyers by employing a home stager who helps to set up the home by staging either certain rooms or up to and including entire homes. A typical price range can vary from $1,500 to $2,000. There are various options in staging a home, either by rearranging the furniture, or choosing the right color palette for painting the walls.

There are 3 very important things to focus on in home staging.

First, remove as much clutter as possible.

Clean every nook and cranny, which makes a world of difference, when the house is on display. The buyer needs to feel that this is place they can see themselves living in.

Depersonalize the home if it is heavily themed, for instance, not everyone can relate to home modeled after a medieval castle!

Overall we want a clean, fresh, and neutral feel so that it allows the buyer to envision their own things in the house. According to statistics offered on www.stagedhomes.com, out of 1000 homes, a staged home ,on average, will sell within 11 days, while an un-staged home can take 90 days or more.

When you invest in staging your home, remember that you make up for the cost by decreasing the amount of time the house stays on the market.

Linda Selvage serves Ojai, Westlake, Ventura County, and Santa Barbara County.

Linda Selvage’s phone number is  805-640-1075

Her website is www.arefinedenvironment.com
and for more information feel free to visit http://www.stagedhomes.com

Lauren Swigert is associated with Berkshire Hathaway Home Services, feel free to contact Lauren through the following venues:

BRE License #01743386

Cell: 805-815-1402

Office: 805-984-8699

Listen to my radio show on Mercury Broadcasting

Follow me on Instagram

Follow me on Facebook

Follow me on Twitter

Get the Real on Real Estate with Lauren Swigert – The Current Real Estate Market

1834livingwithparents

Percent of millennials living at home is finally starting to go down as of 2012

Join Lauren Swigert as she describes the interesting dynamics of the millennial demographics aka “failure to launch” generation.  A lot of different factors contribute to the market and these factors include interest rates, recessions, and employment rate.  Because millennials came in right at the recessions at the age of when they ideally should’ve been moving out of the family home, they got compromised on two levels; a recession, and almost no job opportunities for college graduates.    Without the means to afford a house, many millennials resorted to staying home in their mid to late 20’s instead of moving out and being independent.

Lauren even shares about a Berkeley graduate in economics who ended up with a job at Starbucks and couldn’t move out of the house until he was 30!  Unfortunately, because the job market was so skim the options available for millennials were also slim.

Now that the economy is picking up, interest rates are below 4% and now its a good time to start hitting the market with purchasing property and investment.  More options are opening up for the millennial generation after a seemingly long drought.  So things are looking up!

Here is a link to the current data on 18-34 year old range of just starting to leave the house (because who doesn’t love data!)

Millennials are finally leaving their parents’ basements

Please feel free to send YOUR questions on real estate to Lauren.

For more information on Lauren Swigert please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Get the Real on Real Estate with Lauren Swigert – FAQ on Finding the Perfect Home

Lauren_banner_croppedLauren Swigert answers frequently asked questions for her listeners.  It’s common for people who go from open house to open house to get overwhelmed without being able to decide which is the right fit.  The first thing Lauren Swigert stresses is to get a realtor, even if you know exactly what you want, there are a lot of things involved in the process of the transaction that the realtor helps mediate smoothly.  The realtor may also be able to introduce alternatives that weren’t previously considered.  Most important they help keep the client protected throughout the whole process, and give them the best experience they can get in searching for a home.

The next most important task is getting the list of non-negotiables and prioritizing the items on the list!  Sometimes you can’t get everything that you want…  Lauren Swigert talks about compromising and stresses that as a buyer, learning what is most important to you for your home helps everyone involved by leaps and bounds.  Organize your list so you have a solid idea of what you are willing to compromise on if its impossible for all of the demands to be met.

As a bottom line it really comes down to the buyer doing all of his homework which includes non-negotiables, prioritizing non-negotiables, driving the neighborhood at different days and times, checking out the local stores and businesses, and getting and idea of the atmosphere of the neighborhood and what it would be like to live there.  If all of this can be done, the process becomes more enjoyable and runs more smoothly for everyone.

Please feel free to send YOUR questions on real estate to Lauren.

For more information on Lauren Swigert please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

 

Get the Real on Real Estate: Finding your Perfect Home with guest Ethan Messecar

Lauren Swigert

Lauren Swigert

  Many people believe that finding the perfect home only happens in dreams or that its almost impossible to achieve. However, Lauren believes not only is it possible but there is even a protocol process to finding your dream home that is easy to follow!
  The most important thing to remember is that when purchasing a new home, with it comes the neighborhood, the shops, the people, and the atmosphere.  In order to achieve that ideal home, there are some tasks the buyer can do narrow down the selection so the realtor has a better idea of what the buyer is looking for. The most important being a non-negotiables list.  This list contains everything that the buyer absolutely will not negotiate in when purchasing the home.  It could be that the home has to be in a certain district, or the home cannot have stairs, or the home cannot be near, or must be near a park.  Any items that the buyer deems “not subject to change” goes on that list.
  This task alone helps immensely for everyone involved and even makes the experience of house shopping fun since the realtor already knows what to filter out before showing you new homes.
Another critical tool is that when the buyer tours the homes, to take notes because often buyers don’t see what they realized was a non-negotiable until they actually visited the home.  Ideally, to make this pleasant and efficient process for everyone, the buyer helps largely by being explicit to the realtor in what they want and what they don’t want.
  A final trick that almost everyone misses is to drive the neighborhood during different hours of the day, and different days of the week.  Act as if you are going to be living there, scope out the shopping centers, find the schools, the gas stations, the parking situations, the evening noise level of the neighbors,  all of this factors in to buying that ideal home.
So, yes! It can be done, and if the buyer invests a little effort, getting that perfect home becomes an enjoyable process for the buyer and the realtor.

 

Please feel free to send your questions on real estate to Lauren.

For more information on Lauren please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Get The Real On Real Estate: Frequently Asked Questions, Part 2 with guest, Ethan Messecar

condo pool bliss

Condo Pool Bliss

In this week’s ‘Get The Real’ information packed show, we join Lauren and assistant, Ethan Messecar, as they answer more  Frequently Asked Questions from her audience!

Here, Lauren covers questions, from the pros and cons of buying a condo, to owning a single family home.

Assistant, Ethan, digs in with specific questions on timing the real estate market, the worst times or best times of the year to purchase a home and even pertinent advice on color palettes to consider when selling your home (Hint: Don’t paint the walls blue or hot pink).

Both Lauren and Ethan delve into the nooks and crannies of getting a cashflow for retirement. They answer specific questions and issues that younger generations of homeowners have started asking her, lately.  Enjoy the in depth analysis on all of these questions and more with Lauren and Ethan!

Please feel free to send YOUR questions on real estate to Lauren.

For more information on Lauren please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: http://TOURS.UpMarketPHOTO.COM/447104

 

 

 

Get The Real On Real Estate! Frequently Asked Questions with guest, Ethan Messecar

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Lauren Swigert

In today’s interview, Lauren Swigert answers questions from her listening audience on some Frequently Asked Questions with assistant Ethan Messecar.  In the following interview,  Lauren receives questions dealing with how to recognize when properties are under or over priced.  The first question deals with market analysis to answer whether someone is getting a deal when making your offer.  The second question involves upgrading to a nicer home while still dealing with selling the home you’re in.  For the final question, Lauren gives advice for wanting to buy a home at a higher price than one can afford.

These questions get addressed in great detail!  For more information on Lauren please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: http://TOURS.UpMarketPHOTO.COM/447104

 

Get The Real On Real Estate! Let’s Talk To A Lender – Part 3! Michael Quinn, Guest

Michael Quinn and Lauren Swigert

Michael Quinn and Lauren Swigert

Michael Quinn of Sierra Pacific Mortgage, joins Lauren for Part 3 in this series on all aspects of getting a home loan.  In today’s show they will further the discussion on loans – one of the biggest challenges in home buying – and also discuss the process of VA loans for Veterans.  A very informative and interesting show!

Michael Quinn is the Branch Manager and Loan Officer at Sierra Pacific Mortgage, located at 1583 Spinnaker Dr, Suite 213, in Ventura, CA.

About Sierra Pacific Mortgage:

One of the Top Residential Lenders in the Nation

Recently named as “Top 50 Service Provider” by Mortgage Executive Magazine, Sierra Pacific Mortgage has the strength, stability and service customers have come to expect. We know that only one thing really matters to you – being approved for your loan.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you will think we’re number one.

Contact Michael Quinn at (805) 232-8796  (call or text)
Also visit:  www.spmc.com/michael.quinn

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Get The Real On Real Estate! Let’s Talk To A Lender – Part 2! Michael Quinn, Guest

3125 Harbor Blvd., Oxnard, CA 93035

3125 Harbor Blvd., Oxnard, CA 93035

Michael Quinn of Sierra Pacific Mortgage, joins Lauren to continue the discussion on getting a loan – one of the biggest challenges in home buying.  In this show, Lauren and Michael delve deeper into the loan process, and let you know what you can do to make getting a loan as simple as possible.  Valuable info from the professionals who know!

Michael Quinn is the Branch Manager and Loan Officer at Sierra Pacific Mortgage, located at 1583 Spinnaker Dr, Suite 213, in Ventura, CA.

About Sierra Pacific Mortgage:

One of the Top Residential Lenders in the Nation

Recently named as “Top 50 Service Provider” by Mortgage Executive Magazine, Sierra Pacific Mortgage has the strength, stability and service customers have come to expect. We know that only one thing really matters to you – being approved for your loan.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you will think we’re number one.

Contact Michael Quinn at (805) 232-8796  (call or text)
Also visit:  www.spmc.com/michael.quinn

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: http://TOURS.UpMarketPHOTO.COM/447104

Get The Real On Real Estate! Let’s talk to a lender! Michael Quinn, Guest

Michael Quinn and Lauren Swigert

Michael Quinn and Lauren Swigert

Michael Quinn of Sierra Pacific Mortgage, joins Lauren to discuss the details on getting a loan – one of the biggest challenges in home buying.  Michael shares inside scoop about all you need to know for loan acquisition!  Lots of great info with a very informed guest!

Michael Quinn is the Branch Manager and Loan Officer at Sierra Pacific Mortgage, located at 1583 Spinnaker Dr, Suite 213, in Ventura, CA.

About Sierra Pacific Mortgage:

One of the Top Residential Lenders in the Nation

Recently named as “Top 50 Service Provider” by Mortgage Executive Magazine, Sierra Pacific Mortgage has the strength, stability and service customers have come to expect. We know that only one thing really matters to you – being approved for your loan.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you will think we’re number one.

Contact Michael Quinn at (805) 232-8796  (call or text)
Also visit:  www.spmc.com/michael.quinn

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: http://TOURS.UpMarketPHOTO.COM/447104

Dr. Bunny

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