Tag Archives: ventura county real estate

Get the Real on Real Estate with Lauren Swigert – The Current Real Estate Market

1834livingwithparents

Percent of millennials living at home is finally starting to go down as of 2012

Join Lauren Swigert as she describes the interesting dynamics of the millennial demographics aka “failure to launch” generation.  A lot of different factors contribute to the market and these factors include interest rates, recessions, and employment rate.  Because millennials came in right at the recessions at the age of when they ideally should’ve been moving out of the family home, they got compromised on two levels; a recession, and almost no job opportunities for college graduates.    Without the means to afford a house, many millennials resorted to staying home in their mid to late 20’s instead of moving out and being independent.

Lauren even shares about a Berkeley graduate in economics who ended up with a job at Starbucks and couldn’t move out of the house until he was 30!  Unfortunately, because the job market was so skim the options available for millennials were also slim.

Now that the economy is picking up, interest rates are below 4% and now its a good time to start hitting the market with purchasing property and investment.  More options are opening up for the millennial generation after a seemingly long drought.  So things are looking up!

Here is a link to the current data on 18-34 year old range of just starting to leave the house (because who doesn’t love data!)

https://fortune.com/2014/09/22/housing-young-americans-parents/

Please feel free to send YOUR questions on real estate to Lauren.

For more information on Lauren Swigert please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Get the Real on Real Estate with Lauren Swigert – FAQ on Finding the Perfect Home

Lauren_banner_croppedLauren Swigert answers frequently asked questions for her listeners.  It’s common for people who go from open house to open house to get overwhelmed without being able to decide which is the right fit.  The first thing Lauren Swigert stresses is to get a realtor, even if you know exactly what you want, there are a lot of things involved in the process of the transaction that the realtor helps mediate smoothly.  The realtor may also be able to introduce alternatives that weren’t previously considered.  Most important they help keep the client protected throughout the whole process, and give them the best experience they can get in searching for a home.

The next most important task is getting the list of non-negotiables and prioritizing the items on the list!  Sometimes you can’t get everything that you want…  Lauren Swigert talks about compromising and stresses that as a buyer, learning what is most important to you for your home helps everyone involved by leaps and bounds.  Organize your list so you have a solid idea of what you are willing to compromise on if its impossible for all of the demands to be met.

As a bottom line it really comes down to the buyer doing all of his homework which includes non-negotiables, prioritizing non-negotiables, driving the neighborhood at different days and times, checking out the local stores and businesses, and getting and idea of the atmosphere of the neighborhood and what it would be like to live there.  If all of this can be done, the process becomes more enjoyable and runs more smoothly for everyone.

Please feel free to send YOUR questions on real estate to Lauren.

For more information on Lauren Swigert please feel free to check out Lauren Swigert via following contact info.

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

 

Get The Real On Real Estate! Let’s Talk To A Lender – Part 2! Michael Quinn, Guest

3125 Harbor Blvd., Oxnard, CA 93035

3125 Harbor Blvd., Oxnard, CA 93035

Michael Quinn of Sierra Pacific Mortgage, joins Lauren to continue the discussion on getting a loan – one of the biggest challenges in home buying.  In this show, Lauren and Michael delve deeper into the loan process, and let you know what you can do to make getting a loan as simple as possible.  Valuable info from the professionals who know!

Michael Quinn is the Branch Manager and Loan Officer at Sierra Pacific Mortgage, located at 1583 Spinnaker Dr, Suite 213, in Ventura, CA.

About Sierra Pacific Mortgage:

One of the Top Residential Lenders in the Nation

Recently named as “Top 50 Service Provider” by Mortgage Executive Magazine, Sierra Pacific Mortgage has the strength, stability and service customers have come to expect. We know that only one thing really matters to you – being approved for your loan.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you will think we’re number one.

Contact Michael Quinn at (805) 232-8796  (call or text)
Also visit:  www.spmc.com/michael.quinn

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: https://TOURS.UpMarketPHOTO.COM/447104

Get The Real On Real Estate! Let’s talk to a lender! Michael Quinn, Guest

Michael Quinn and Lauren Swigert

Michael Quinn and Lauren Swigert

Michael Quinn of Sierra Pacific Mortgage, joins Lauren to discuss the details on getting a loan – one of the biggest challenges in home buying.  Michael shares inside scoop about all you need to know for loan acquisition!  Lots of great info with a very informed guest!

Michael Quinn is the Branch Manager and Loan Officer at Sierra Pacific Mortgage, located at 1583 Spinnaker Dr, Suite 213, in Ventura, CA.

About Sierra Pacific Mortgage:

One of the Top Residential Lenders in the Nation

Recently named as “Top 50 Service Provider” by Mortgage Executive Magazine, Sierra Pacific Mortgage has the strength, stability and service customers have come to expect. We know that only one thing really matters to you – being approved for your loan.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you will think we’re number one.

Contact Michael Quinn at (805) 232-8796  (call or text)
Also visit:  www.spmc.com/michael.quinn

Contact Lauren Swigert at (805) 815-1402 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Check out Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: https://TOURS.UpMarketPHOTO.COM/447104

Get The Real On Real Estate! All About Home Loans, Part 2. Bunny Vreeland, Guest

3125 Harbor Blvd., Oxnard, CA

3125 Harbor Blvd., Oxnard, CA

Bunny Vreeland joins Lauren Swigert to continue the discussion on home loans.  Lauren explains the many different types of home loans, and how loans are different for different types of properties (such as a home in need of major repair, etc.).  Lots of great info for the home buyer!!

Contact Lauren Swigert at (805) 984-8660 or e-mail laurenswigertsells@gmail.com

Lauren Swigert  BRE License# 01743386, Berkshire Hathaway Home Services.

Lauren’s featured listing: 3125 Harbor Blvd., Oxnard, CA   3 Bedroom, 2.5 Bath, 1,489 sq. ft.  Check out a virtual tour here: https://TOURS.UpMarketPHOTO.COM/447104

Dr. Bunny

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